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Fiscal Update – Oct 2015 – Market Rebound

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Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com)

Big Turnaround

It was a huge win for the markets in October. 🙂 Most stocks performed very well. The technology sector in particular experienced the most appreciation. Intel shares increased 12% over the past month. Alphabet (Google) shares jumped 15%. And Amazon shares soared 22%. Both GOOG and AMZN prices are now at new highs. As a shareholder of many technology companies, including the names just mentioned, my portfolio saw some awesome gains in October. 😀 I also received a rental paycheque of $4,600. So that was a nice bonus on top of the stock market rally.

*Side Income:

  • Part-Time Work = $500
  • Dividends = $600
  • Interest = $200
  • Rent = $4,600
*Discretionary Spending:
  • Fun = $200
  • Debt Interest = $1400

*Net Worth: (MoM)

  • Assets: = $913,900 total (+20,600)
  • Cash = $2,200 (+200)
  • Stocks CDN =$95,900 (+10100)
  • Stocks US = $68,900 (+5500)
  • RRSP = $61,100 (+4600)
  • MICs = $15,800 (+200)
  • Home = $259,000
  • Farms = $411,000
  • Debts: = $499,300 total (-2800)
  • Mortgage = $191,800 (-400)
  • Farm Loans = $198,800 (-500)
  • Margin Loan CDN = $27,700 (-200)
  • Margin Loan US = $27,000 (-600)
  • TD Line of Credit = $24,000  (-500)
  • CIBC Line of Credit = $10,000
  • HELOC = $18,200
  • RRSP Loans = $1,800 (-600)

*Total Net Worth = $414,600 (+$23,400 / +6.0%)
All numbers above are in $CDN. Conversion rate used: 1.00 CAD = 0.76 USD

This was one of the best months of the year. 🙂 It was mainly thanks to the positive stock market performance, especially the high single-digit gains on the U.S. stock exchanges. The farm rent helped a lot as well. I used it to pay back the $4K I borrowed to buy some new Royal Bank shares. I took on debt hoping my investment would pay off. So far RY shares are up 5% since I bought them, and I’ve paid 0.35% interest on the loan. So my plan to make money using other people’s money is working.  I hope things continue to go smoothly for everyone’s investments for November as well. 😀

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Random Useless Fact:
China is ending its one child policy.

china ending one child policy. they'll need more space.

Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com)


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